Commercial General Liability coverage can be offered for events that are either short in duration or of the type that are not eligible to be insured in the standard insurance market. The norm for coverage is an annual policy for continual coverage throughout the 12 months of the policy, but there are those events that are held for only certain days in that 12-month period. There is virtually no need for an annual period of time.
The CGL form is the same one used for 12 month policies and is described under its own icon on this website. Even though the insuring form is the same there can be changes, modifications, exclusions, and elimination of certain coverage in the conditions for insuring an event. A common exclusion is medical payment and another is personal or advertising liability. Also a deductible can be added for certain claims or all claims.
Virtually any event will be considered for coverage and it maybe necessary to go to several companies as not every company has the ability or desire to do certain events. Even Lloyds of London doesn’t have a desire to do some type of risks and events. Complete the short application provided, send or email to me. If the event will be a problem to insure with Philadelphia then I may have to provide you another application for completion.
Visit our Contact Us page or:
Fax 740-695-9053, or call 866-695-9040.
 Adobe Acrobat reader is required to download and view the applications.
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